Terms of Service

Effective Date: February 7, 2026

Lets Farm Financial Cooperative, Inc. (“LFFCI,” “we,” “us,” or “our”) is a Georgia-based domestic nonprofit corporation organized under the Georgia Nonprofit Corporation Code and recognized as tax-exempt under Section 501(c)(3) of the Internal Revenue Code. These Terms of Service (“Terms”) govern your access to and use of our website at lffci.org (the “Website”), our services, programs, and any related content or features (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

These Terms are designed to comply with applicable state and federal laws, including the Georgia Charitable Solicitations Act (O.C.G.A. Title 43, Chapter 17), IRS guidelines for 501(c)(3) organizations, and requirements for platforms such as PayPal Giving Fund and Facebook fundraising tools.

1. Acceptance of Terms

By using the Services, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Use of the Website and Services

You may use the Services for lawful purposes only, in accordance with these Terms and applicable laws. Prohibited activities include, but are not limited to:

• Violating any local, state, federal, or international law
• Interfering with the operation of the Services or any user’s enjoyment thereof
• Transmitting viruses, malware, or other harmful code
• Collecting or storing personal data about other users without consent
• Impersonating any person or entity, or misrepresenting your affiliation

We reserve the right to terminate or restrict your access to the Services at any time, without notice, for any reason, including violation of these Terms.

3. Donations and Contributions

Donations made through the Website or via third-party platforms (e.g., PayPal Giving Fund, Facebook) are irrevocable and non-refundable, except as required by law. We provide tax receipts for qualifying donations in compliance with IRS guidelines. Donations are subject to the terms and policies of the processing platforms, including PayPal Giving Fund’s Confirmed Charity Terms and Facebook’s fundraising requirements.

We use donations to support our mission, including educational programs, apprenticeships, and financial literacy initiatives under U.S. Department of Agriculture (USDA) and U.S. Department of Labor (DOL) guidelines. We do not guarantee specific use of funds unless designated.

4. Programs and Participation

Participation in our programs, such as apprenticeships or certifications, is subject to eligibility requirements and may require additional agreements. We comply with federal regulations, including 29 CFR Part 29 for Registered Apprenticeship Programs and 7 U.S.C. § 3319f for the Beginning Farmer and Rancher Development Program.

5. Intellectual Property

All content on the Website, including text, graphics, logos, and materials (collectively, “Content”), is owned by LFFCI or its licensors and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from the Content without our prior written consent, except for personal, non-commercial use.

6. User-Generated Content

If you submit content to the Services (e.g., comments, testimonials), you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and display such content in connection with our mission. You represent that your content does not infringe third-party rights and complies with these Terms.

7. Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, LFFCI and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, even if advised of the possibility of such damages. Our total liability shall not exceed the amount of your donation, if any.

9. Indemnification

You agree to indemnify and hold harmless LFFCI, its officers, directors, employees, and agents from any claims, losses, or damages arising from your violation of these Terms or applicable laws.

10. Governing Law

These Terms are governed by the laws of the State of Georgia, without regard to conflict of laws principles. Any disputes shall be resolved in the courts located in DeKalb County, Georgia.

11. Changes to Terms

We may update these Terms from time to time. We will post the revised Terms on the Website with the updated effective date. Your continued use of the Services constitutes acceptance of the changes.

12. Contact Us

If you have questions about these Terms, please contact: